Welcome to Lender Credit Services

Your Credit.  Your Life.

When you hear our motto “Your Credit. Your Life.” we take your credit history seriously. When it comes time to buy a house, a car, obtain a credit card and in some cases obtain a job, it’s all in the hands of three companies: Experian, TransUnion and Equifax. These three credit reporting agencies have control of both your credit history and future. The fact is, 80% of the time the information in your credit files is incorrect. This is where we step in and offer help to families and individuals.

We provide the service of credit repair to files that contain inaccurate or negative information and ensure derogatory remarks are removed. All inquiries, old names, and previous addresses are removed. We remove bankruptcies, collections, slow pays, repossessions, late pays, and charge offs. You may be surprised just how much bad credit repair can help improve life outside of your financial status. When you worry about your finances, that negativity will spread to all areas of your life.

Our experienced teams of professionals along with our proven credit repair processes have helped thousands of people restore their credit. Whether you have late payments, closed accounts, or a bankruptcy; we will handle the negative items from your past to ensure they never haunt you again.

Remove the following from your credit report...

How do you restore bad credit?

We will dispute negative or derogatory items on your behalf. We communicate your dispute in such a way that the credit bureaus will conduct an investigation. While this may sound simple, any person whom has attempted to dispute his or her own credit will tell you otherwise. According to federal law, the credit bureaus can ignore your dispute under a variety of conditions and /or call it frivolous. In our experience, a large part of dispute letters sent directly from consumers, as well as other credit repair companies are rejected under one pretext or another.

A disputed credit listing must be accurate and verifiable for it to remain on the credit report. Very often, disputed credit items cannot be verified, the creditor either no longer possesses the information or does not wish to go to the trouble of verifying it. In addition, the reinvestigation must be completed within 30 days or the listing must be removed. For these reasons, properly disputed credit listings are often removed with remarkable frequency.

How do you repair credit legally?

Although the credit bureaus would like to have you think otherwise, there is absolutely nothing illegal about disputing items on your credit report. In fact, it is your explicit right by law to do so under the Fair Credit Reporting Act.

 At Lender Credit Services, we simply utilize your rights under the law to question negative and/or incorrect information reporting on your credit reports. Through our unique process, we are able to provide excellent results for our clients.

Do you guarantee your credit repair service?

It is very important to understand that no company or individual can guarantee corrections or deletions on your credit report; however, we are confident in our ability to improve your credit. You should feel confident that we can provide results. We offer what we believe to be the most simple and straight-forward service guarantee in the business. Most of our clients receive far more value than what they have paid for our program.

HERE’S OUR GUARANTEE: Simply put, if after six months, we do not provide service, improvements, and deletions totaling at least what you’ve paid for, according to our program cost-per-item rate sheet, we will refund back to you the difference. We stand completely behind our service and will do everything we can to make sure you are satisfied.

How long does it take to improve my credit?

YOU'LL SEE RESULTS ALMOST IMMEDIATELY. Once you get started with our proven approach to credit rating repair, you can start seeing exciting results in the first 60 to 90 days. And that's just for starters. Most of our clients continue to experience improved credit even six to nine months after initiating our services. The rate of progress of your bad credit repair depends on your cooperation. The more you participate, the faster you can expect results.

Results from using our Product

Our product has been used successfully by mortgage companies, banks and real estate companies nationwide to help their clients who have been turned down for credit. They now qualify for the home they wanted or loan they needed. Think of all the money you can save having good credit. Lower interest rates means less money out of your monthly budget.

The progress of your case will depend on your participation (promptly sending in credit reports on a timely basis), the nature of your case, and the level of credit bureau cooperation.

Customer Service

Customer Service is number one with Watermark Credit Solutions. We always focus on your satisfaction, and we spare no expense to supply the highest levels of customer service throughout your process. We will work with you, to achieve the results you need. To assist you every step of the way, we will appoint a dedicated Business Associate to manage your credit repair project from start to finish; someone who will always be available to answer any questions you may have. We will not sacrifice efficiency for speed. Accuracy is vital to us as mistakes can be costly to the reputation of any organization.

You are probably wondering what this is going to cost? Our month-to-month service cost is just $100 per month for single and $125 per month for joint applicants, a small fee to pay for peace of mind knowing that you are on your way to financial freedom through improving your credit. Remember our guarantee to you; your fees are completely refundable if you're not totally satisfied with your results.